value your credit card

Value your credit card with an American River HealthPro Credit Union Visa® or Secured Visa® card that offers convenience, service and value.

The ARHCU Visa card allows you the effortlessly make purchases and/or get cash advances virtually anywhere, anytime. It offers a great rate and no annual fee with convenient, anytime access to your Visa account through Touch Teller® and Online-banking.

We also offer the Secured Visa option for members establishing credit or starting over. At ARHCU we offer you solutions for your credit card needs, and that's the way it should be!

benefits

• Buying Power — Enjoy increased purchasing power since you can write checks up to the amount of your credit limit plus your checking account amount.
• Flexibility — Write checks or get cash when you need to, even if your checking account is low. With Overdraft Protection, you can withdraw cash from your checking account at an ATM, up to the available limit on your American River HealthPro Visa Card (daily ATM cash limits still apply).
• Savings — Avoid returned check charges from stores or creditors.
• Financial Control — Protect your credit rating. You can always pay your bills on time knowing that Overdraft Protection covers your checks until your deposits clear.
• Overdraft Protection — Write checks with confidence — you're protected against unexpected overdrafts and the embarrassment of bounced checks. Just link your American River HealthPro credit card to your checking account for Overdraft Protection.
• Auto Rental Insurance — Visa Business Auto Rental Insurance provides, at no additional charge, coverage on a 24-hour basis for damage due to collision or theft up to the actual cash value of most rental vehicles (when certain terms and conditions are met).
• Travel Accident Insurance — When you use your ARHCU credit card, you and your dependents are automatically covered for $250,000 worth of insurance should death or disability occurs while traveling on a Common Carrier.
• Free Online Services — American River HealthPro Credit Union's online services are the most convenient way to manage your credit card account. Sign on anytime — from home, work, or even when you're on the road. And best of all, online account access is free!
  
  
  • See your current balance and credit card history
  • Make your payments by transferring money between American River HealthPro accounts
  • Make your monthly credit card payment automatically.

If you are interested in valuing your credit card, just click here to let us know or call us and speak with a Telephone Services Associate 24 hours a day/7 days a week 916.985.6700 or 800.669.1313 (outside 916).