FLEX Money Market Account

	FLEX Money Market
Minimum amount to open	$2,500
Minimum deposit or withdrawal amount	$100
Dividends	Minimum daily balance of $2,500 is required to earn dividends. Dividends are calculated based on the daily balance method, which applies the periodic rate to the balance in the account each day. No dividends will be earned on any day the account balance falls below $2,500. Rates are tiered based on daily balance.
Who might best benefit from this type of checking account?	A FLEX Money Market Account is ideal if you maintain $2,500 or more in your account daily, want to earn more than a Regular Savings rate, and want the ability to make deposits or withdrawals at any time, without penalty.
Convenience Checks	YES
Can be set up as Overdraft Protection for a checking account. Overdrafts will transfer in $100 increments.

All Savings Accounts are limited to six (6) electronic transfers in a month to a third party or to another credit union account to enforce Regulation D. This ensures that the Savings Account does not become a "transaction account" as defined by the Federal Reserve Board.

Limited transactions include: Pre-authorized, automatic, or telephonic transfers (by the Telephone Branch or through Touch Teller) and online transfers (through Online-banking) to another account of the member or to a third party. No more than three of the six withdrawals or transfers can be by check, draft or similar order to a third party.

The following transactions are NOT subject to Regulation D limitations: transfers to pay loans at the credit union, transfers made by mail, ATM or in person and withdrawals made by a telephone instruction that results in a check being made to the member.

If you are interested in securing your savings, just click here to let us know or call us and speak with a Telephone Services Associate 24 hours a day/7 days a week 916.985.6700 or 800.669.1313 (outside 916).