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First-Time Buyer Programs

Qualify for your first home today!

Take advantage of the combination of unique local market opportunities, historic low rates, and financing through SAFE's helpful first-time buyer programs.

SAFE offers a variety of programs to make it easier and more affordable for first-time buyers to enjoy the benefits of ownership.

SAFE FHA Home Loans - Make the move sooner with flexible FHA qualifying:

  • Friendly financing and the security of a low, fixed rate
  • A down payment as low as 3.5% to get you moving sooner
  • Monthly payments that may be less than your current lease
  • Common-sense local processing and underwriting

SAFE97 Home Loans - Make the move more affordable with a low down payment:

  • Friendly financing and the security of a low, fixed rate
  • Flexible qualifying designed to help first-time buyers
  • A low down payment of only 3%
  • Funds for down payment can come from a wide range of sources
  • For single-family units, eligible condos, and planned unit developments


Your first home may be more affordable than you imagined!

  • To schedule a free consultation, contact a SAFE Mortgage Officer today. Our professional experts will provide exceptional service, helping you choose the right program for your financial needs and navigate the path to home ownership.

Apply Now


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