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Subordination Requirements

SAFE will consider the subordination* of an existing equity product for members who are completing a refinance with another lender. To make a determination regarding a subordination request for an existing equity loan, several items are required. Please select the appropriate checklist for your request below, gather all required items, and send a complete package to SAFE for processing.

  • Subordination of an existing equity loan
  • Subordination of an existing equity loan for HARP or FHA Streamline Refinance

Mail complete packages to:

SAFE Credit Union
2295 Iron Point Road, Suite 100
Folsom CA 95630-8765

Please note: Estimated processing time is 10 days from the date a complete evaluation package is received.

For assistance with this process or questions regarding subordination requirements, please contact Loan Support at (916) 979-7233 or (800) SEE-SAFE.


*Subordination establishes one debt as ranking behind another debt in the priority for collecting repayment from a debtor.

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