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Savings > IRAs > Add-On Certificates

Add-On Certificates

Add-On IRA Certificates offer the following features:

  • Competitive rates
  • $25 minimum opening deposit
  • Term of 12 months
  • Additional deposits accepted at any time
  • Establish automatic transfers to build savings balances
  • Dividends paid monthly
  • Variable rate changes monthly
  • Automatic renewal
  • One penalty-free withdrawal1
  • Separate insurance by NCUA up to $250,000


1 One withdrawal of up to 50% of the balance is allowed during the term of the certificate without an early withdrawal penalty. Penalty-free withdrawals are not allowed within the first six days of the certificate issue date. A Federal and/or State penalty may be assessed if your withdrawal does not meet certain requirements. 

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Federally insured by NCUA
NMLS# 466072

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